Oshawa,
Drive The Car You Want.
Bad Credit Car Loans in Oshawa| Right Turn Auto Credit
Bad Credit Car Loans in Oshawa | Right Turn Auto Credit
Get the best bad credit car loans in Oshawa with Right Turn Auto Credit. We offer flexible financing solutions to help you drive away in the car you need.
If you’re in Oshawa and have faced challenges securing a car loan due to bad credit, you’re not alone. Many people in similar situations are searching for reliable solutions that won’t further strain their finances.
At Right Turn Auto Credit, we understand the stress and uncertainty that can come with trying to find a loan with less-than-perfect credit. That’s why we’re here to change the way people in Oshawa approach car financing.
We focus on creating opportunities, not obstacles. Unlike traditional lenders, we don’t see your credit history as a roadblock but as a starting point. We know that everyone deserves a chance to rebuild their financial life.
That’s why our team is dedicated to finding you the best loan options, no matter your credit score. Our easy process and supportive approach ensure you can secure a vehicle that fits your needs and budget.
With us, getting a car loan in Oshawa is straightforward, stress-free, and a step towards financial recovery. Contact our team today to get started.
At Right Turn Auto Credit, we understand that every customer’s financial situation is unique. That’s why we offer flexible financing options designed to meet a variety of needs. Whether you’re dealing with a past bankruptcy, have no credit history, or are working to improve a low credit score, we have solutions that can help you get behind the wheel of a reliable vehicle.
We believe that financing should be as unique as you are. That’s why we work with a wide network of lenders to offer customized loan terms. Whether you’re looking for a short-term loan or a longer-term plan, we have options that can be tailored to fit your financial situation.
We want to help you find a payment plan that you can comfortably afford, helping you avoid the stress and strain of unmanageable monthly payments
Securing a loan with a good interest rate is crucial, especially if you have a less-than-perfect credit score. We strive to offer competitive interest rates by partnering with lenders who understand the nuances of bad credit financing
Our goal is to help you access fair rates that make your loan affordable and keep your monthly payments within your means.
We know that coming up with a large down payment can be a challenge, especially when you’re dealing with financial difficulties. To ease this burden, we offer flexible down payment options.
Whether you can contribute a significant amount or need a lower initial payment, we adjust our financing solutions to fit your financial situation. This flexibility helps you get into the car you need without putting extra strain on your budget.
Personalized Service
At Right Turn Auto Credit, we prioritize a personalized approach to every customer. We take the time to understand each individual’s unique financial situation and vehicle needs.
From the moment you reach out, our team is committed to providing tailored advice and solutions that best fit your circumstances. Our goal is to ensure a smooth car loan process that aligns with your budget and financial goals.
Our commitment goes beyond simply providing a car loan. We offer thorough support throughout the entire process. Our experienced staff is here to answer all your questions, assist with the paperwork, and help you navigate your loan options.
We strive to make everything clear and easy to understand, so you can make well-informed decisions without any added stress.
Being a part of the Oshawa community gives us an edge in understanding local financial needs. Our deep knowledge of the area’s unique challenges allows us to offer solutions that are specifically tailored to Oshawa residents.
This local expertise ensures that we provide relevant and practical advice that addresses the specific financial landscape of the community.
Right Turn Auto Credit has a proven track record of helping Oshawa residents secure the car loans they need. Our history of satisfied clients and successful loan approvals speaks to our reliability and effectiveness.
Residents trust us for our dedication to achieving their car ownership goals while supporting them in improving their credit standing.
Our Simplified 3-Step Process
To begin, we first gather information about your current financial situation and what you’re looking for in a vehicle. This includes understanding your income, expenses, and any specific preferences or requirements for your car. By taking these details into account, we can better match you with financing options that fit your budget and needs.
Once we have a clear picture of your financial situation, we work with our network of lenders to find the best possible financing options for you. We aim to secure a loan with favorable terms and competitive rates, ensuring that your payments are manageable. Our team handles all the details of the application process, making it easy for you to get approved.
With your financing in place, we present you with a selection of vehicles that fit your criteria. We ensure that each option meets your budget and preferences. This final step allows you to choose a car that suits your needs and start driving with confidence.
Contact our team at Right Turn Auto Credit today and get approved for your car loan in Oshawa.
Satisfied Drivers
Real Reviews from Real People
My experience with Nicole was excellent. It only took three days to get me my new VW Jetta. I was so happy. She is very well established at her job, never felt like I was getting the run around. I am very happy and will tell people of my great experience with Nicole.
P. McDonald
We dealt with Isabelle and were totally amazed at how easy she made it. She went above and beyond to help us get a loan and feel good about it. She is absolutely one of the most caring down to earth people I have ever meant. It was totally our pleasure. Not just a loans officer but a new friend.
Michael Gee
Isabelle went above and beyond to help find the closest fit for my situation. Both Isabelle, with some help from Nicole, worked tirelessly to make sure everything was a good fit and that I was satisfied. Also a shout out to Paul for delivering the vehicle all the way up to Sault Ste. Marie. He had never been here before. We (Judy and I) pointed out some land marks while driving him to the airport so he could catch his flight home. When it came to personal customer service, you set the bar very high. I don’t think there would be many companies that meet your standards. Dedication, integrity and honesty are qualities well shown. Thank you very much to all of you. The name of your company says it all.
Darren Robertson
I want to thank Anna G for helping me get approved for a car. After going to dealerships and they couldn’t help me, Anna at Right Turn Auto did. She got me approved in a day and walked me through every step. I now am driving a 2017 Kia Rio lx+ and I love it. I did the application and everything was done very quickly. I will definitely be going back to see her for my next vehicle. They make you feel like part of their family. She made me feel very comfortable from start to finish and texted me and called me to let me know everything that was going on with the vehicle. Thank you again for everything, and I will definitely be coming back.
Kelly Speteri
I just would like to say that Amanda and Nicole are very good at customer service. They genuinely do care about your situation. I want to thank these ladies for going the extra mile. They definitely knew that I was very picky person when it came to vehicles. I ended up getting 2018 SUV. I’m truly enjoying it. Thanks ladies for all your hard work. I appreciate the great customer service as our relationship has grown into friendship. Thanks again! Recommend anyone looking for vehicle and truly be treated VIP! This is place. You guys Rock!
Sharmaine Wright
My overall experience with Right Turn Auto Credit gives them six stars!! Isabelle Irowa is an angel! She is extremely professional, her no pressure approach is what won me over. She took the time to explain every step of the process to us while she worked her magic to find our family the perfect car. Isabelle thank you so much for all your hard work, we will certainly see you again when its time to trade this beauty in.
Theresa Mendez
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
Reviews
Mark HopperI'd like to thank eddy and the team at Right turn auto for a wonderful experience purchasing my new 2022 Malibu and would recommend anyone looking for a vehicle to check them out you'll be satisfied with the service they provide...good credit or bad they will work with you.i never had to leave my house everything was done over the phone plus they delivered it right to my house ...definitely check them out...thx again eddy and the team
Ashley CoppeGreat service, got the vehicle on time like they said they would they did everything I ask to have on the vehicle, so comfortable then my old car I’m so happy that I found these guys and actually went with them I didn’t know they were real but I went and tried it and I was a approved right away I would come back here for another vehicle in the future this time hopefully it will be a truck . And thanks Mila for helping me out your awesome at your job .
Kyle MccolemanShannon was a huge help when it came to buy a truck. I told her I wanted a truck. She never tried to sell me a car or something that I didn’t want. She made it fast quick and easy.
Bernadette RickettsWould highly recommend! Not only was Nicole attentive, communicative, compassionate to my situation but she was also a pleasure to work with. She and her whole team has set me up with an amazing car!
Cylia LeeNicole really helped me out in a tough situation! Single mom of a toddler and needed to get to a new job opportunity that would change the course of our lives. Without her help, I wouldn’t have been able to accept the new position to drive across the city of Ottawa. Thank you so much Nicole! 10/10 experience.
Tonya BurnhamPurchased a vehicle from Right Turn Auto. Amanda was a great help as our finance manager and with my current situation she helped me through the whole thing. Pleasant and caring throughout the whole process. I would purchase another vehicle from them again! Thanks Amanda!
France GalipeauExcellent service! Mila and Joey go over and above!
Darren BowdenI had the pleasure of dealing with Shannon Hermiston at Right Turn Auto. She made the process of getting my vehicle simple and was there every step of the way, even messaged me on the day of the delivery of my car. I would wholeheartedly recommend the services of Right Turn Auto Credit for a seamless, no hassle process. The vehicle arrived in great shape and I couldn't be happier. Thank you Shannon!
Mike GossI've used Right Turn for the last two vehicles I've purchased and it has been an awesome, easy experience. Nicole is the best, you can tell she is passionate about what she does and commits herself completely to rendering the best service possible to her clients. It was an effortless process on my part and she provided me with the best vehicle possible and made sure I was taken care of in terms of warranty and protecting my vehicle. I am super happy with my vehicle and the work Nicole put in for me. I will continue to go to her for my next vehicle and I will recommend her to anyone that I can. Delivery of the vehicle was simple, shout out to the delivery driver Natasha, again another awesome individual from Right Turn, she was super cool and you can tell she also enjoys what she does by offering the best customer experience possible. I would expect no less from anyone associated with Nicole or the Right Turn crew. Honestly 5 stars doesn't do them justice. They've far exceeded that.
Gene MàlcolmAwesome place and awesome sales rep shannon
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Inefficient
You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.

Potential Rejection
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Right Turn Auto
Experience
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
How it
Works

1
Budget Discovery
We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance

2
Financing Approval
We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.

3
Vehicle Selection
We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.
We
Serve
We serve communities, towns, cities and regions throughout Ontario.
We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best possible rates and dozens of vehicle options.